Terms and Conditions
Welcome to FMS Studio
These Terms and Conditions govern the use of FMS Studio's website and services, located at fms.studio. By accessing this website or engaging our services, you agree to these terms. If you do not agree, please do not continue to use the website.
Terminology
“Client”, “You”, and “Your” refer to the user or customer. “The Company”, “We”, “Our”, and “Us” refer to FMS Studio.
Cookies
We use cookies in accordance with our Privacy Policy.
License
All intellectual property on this website is owned by FMS Studio. You may not reuse, redistribute, or reproduce content without prior written permission.
Services
Services may include consultancy, software development, website design, digital marketing, lead generation, financial technology advisory, and payment system consulting.
Financial & Payment Services Disclaimer
FMS Studio does not provide financial advice, investment advice, legal advice, or banking services. We do not process payments, hold funds, transmit money, or act as a payment institution or financial intermediary.
Any guidance related to payment gateways, financial systems, compliance, or integrations is provided on an advisory or technical basis only. Clients are solely responsible for regulatory compliance, licensing, security, and operational decisions.
No Guarantee of Results
We do not guarantee specific outcomes, performance, revenue, lead conversion, system uptime, or regulatory approval.
User Content
We reserve the right to remove any content deemed inappropriate or in violation of these Terms and Conditions.
Hyperlinking
Approved organizations may link to our website provided the link does not imply endorsement, sponsorship, or approval by FMS Studio.
IFrames
Framing our website without prior written permission is prohibited.
Content Liability
We are not responsible for any content that appears on third-party websites linking to or from our site.
Reservation of Rights
We reserve the right to amend these Terms and Conditions at any time without prior notice.
Disclaimer
The website and services are provided “as is” without warranties of any kind. FMS Studio shall not be liable for any loss, damage, or business interruption arising from the use of the website or services.
Governing Law
These Terms and Conditions are governed by applicable laws without regard to conflict of law principles.
Contact
For questions regarding these Terms and Conditions, please contact us through the information provided on our website.